💳 Check the current Chase Sapphire Preferred offer → linktw.in/IaGqzP Legal Disclaimer: Some links are affiliate links - no extra cost to you, helps support the channel. I have partnered with CardRatings for our coverage of credit card products. I may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author's and have not been reviewed, endorsed, or approved by any entities. The Chase Sapphire Preferred is still the best beginner credit card for points in 2026. $95 annual fee, 1:1 transfer partners to airlines and hotels you already know, and enough built-in perks to cover the fee. Here's exactly why I recommend it before any other card. 🕐 Timestamps: 0:00 Why the CSP is still the beginner card 0:50 Reason 1: $95 fee with a product change escape 1:54 Reason 2: Transfer partners are the unlock 3:01 1:1 transfer ratio to airlines and hotels you know 3:53 Start with Hyatt 4:58 Reason 3: Earning categories and perks 5:31 $50 hotel cr...