kk so regular savings accounts pay you almost nothing i think the national average is like 0.4%. VS. a high-yield savings account (HYSA) pays wayyy more, around 4-5% rn!! what’s APY? if u dk, its just how much your $$ earns sitting there over a year. higher APY = more free money. same acc, same safety, you just get paid more if u do the math $10k in a regular account earns u ~$38/year but the same $10k in a HYSA earns u $400+ & u literally didnt do anything but move it some options to look at • sofi : up to 3.10% • cit bank : amazing online-only option! • synchrony ~3.4%, no minimums • varo - up to 5.00% • axos - up to 4.21% j make sure it’s FDIC insured, no monthly fees, low minimum ur welcome hehe #financetips #collegefinance #collegetips