Banks took one look at me and said "show us your W-2." ㅤ I'm a business owner. I don't have one. So on paper I'm "not bankable" — same as millions of self-employed people getting told no by the only system that's supposed to help them buy a home. ㅤ My student gweibel picked up this house subject-to and kept the existing mortgage at 3.5%. Then seller-financed it to a buyer. We call that a wrap strategy. ㅤ The buyer brought $35K. That didn't just cover the down payment... it covered the seller, wholesaler, closing costs, and payments the seller had fallen behind on. ㅤ One deal. We saved the seller from going under. We handed a non-bankable buyer the keys to a home and he's now building 25 years of credit. Gina still walked away with $10K more. ㅤ Creative finance isn't about perfect credit or cash in the bank. It's about structuring a deal where everybody wins. ㅤ Comment or Dm me "AZ" for the exact strategies used to close creative finance deals. ㅤ #creativefinance #realestate #investings...