Myth: You can't get a private student loan without credit history. 🚫 Fact: Most students don't have much credit — and that's totally normal. ✅ Applying with a creditworthy cosigner can help you qualify and may even get you a better rate. Plus, cosigner release options are available down the road once you're ready to fly solo. 🎓 Member FDIC. #NelnetBank #MythVsFact #StudentLoans #PrivateStudentLoans #CollegeFunding #FinancialWellness #CosignerTips #CollegeLife #MoneyTips Disclaimer: Nelnet Bank does not provide legal, investment, tax, or financial advice. This content is for informational purposes only and is not meant to address the circumstances of any particular individual. Nothing contained in this post constitutes a recommendation or endorsement by Nelnet Bank. For specific advice about your unique circumstances, consult with a qualified professional.