#Repost carmen_hornberger_btg_ ... Your 401(k) Could Be Buying Risk Sooner Than You Think. Most people assume their 401(k) is simply growing for retirement. What many don’t realize is that if you’re invested in funds that track the Nasdaq-100, those funds may now be able to invest in newly public companies much sooner than before. That means your retirement savings could be exposed to newer, less-established companies earlier than in the past. Now ask yourself: * How much control do you really have over what your 401(k) invests in? * How much of your retirement depends on the stock market? * What happens if market volatility hits right before you retire? A 401(k) can play a role in your retirement strategy, but relying on it as your only source of retirement income could leave you vulnerable to market swings, taxes, and changing rules. That’s why many people also build wealth in strategies that provide greater diversification and additional tax advantages. Don’t put your entire...