Ever applied for a business credit card and wondered why your credit limit came back lower than expected? You're not alone. In this video, an entrepreneur and studio artist explains how card issuers may determine credit limits and what you can do to increase them over time. You'll learn the four factors that generally influence your limit, why new businesses often start with conservative limits, how credit utilization affects your score, and what to do if your limit gets reduced or frozen. Understanding these fundamentals helps you manage credit responsibly and position your business for future growth. 00:00 – How are business credit card limits determined? 00:29 – What do issuers look at when setting a limit? 01:04 – Why is my limit lower than expected? 01:42 – How do credit limit increases work? 02:15 – What is credit utilization and how is it calculated? 03:02– Can a business credit card limit be reduced or frozen? 03:34 – Final takeaways In this video, entrepreneur Tina N...