About one in 20 car loans made to young people are in serious delinquency. That’s the highest rate since the global financial crisis. Today on the show, former FDIC chair Sheila Bair answers young listeners' car buying questions.  Sheila Bair’s book is How Not to Lose a Million Dollars: A Young Person's Guide to Avoiding the Tricks and Traps of Our Financial System (bookshop.org/p/books/how-not-to-lose-a-million-dollars-sheila-bair/7dd0705caf3afd1d?ean=9780807533512)   Fact checking by Sierra Juarez (npr.org/people/1268825622/sierra-juarez) .  Your Next Listen  — Why this former banking regulator is writing kids books (lnk.to/p9uEtP)   Connect with The Indicator — Sign up for The Indicator’s brand new newsletter (npr.org/indicatornewsletter)   — Find our socials, YouTube and more (linktr.ee/indicator_npr) ! — For sponsor-free episodes, subscribe to NPR+ (plus.npr.org) See pcm.adswizz.com (pcm.adswizz.com) for inform...