As a small business owner, understanding how interest works on your business credit card doesn’t have to require a finance degree. This video breaks down APR, daily periodic rates, billing cycles, and common fees into simple, practical terms. Whether you want to avoid paying interest or just understand the information the card issuer provides you, this guide gives you the clarity you need to make smarter borrowing decisions for your business. 00:15 – How interest works on a business credit card 00:37 – What is APR on a business credit card? 01:26 – How is credit card interest calculated? 02:16 – When do business credit cards charge interest? 03:03 – Why does APR change over time? 03:32 – What fees do credit cards typically charge? 04:32 – Final takeaways and how QuickBooks can help you stay organized. In this video, a cafe owner breaks down how business credit card APR, interest, and fees actually work, explaining the concepts in simple, practical terms that don’t require a f...