Wondering if you can get a business credit card as a freelancer or sole proprietor? This video walks you through what you actually need to qualify—from applying with your legal name to using your SSN instead of an EIN. You'll learn about personal guarantees, how business cards affect your personal credit, and what to expect before you apply. 0:00 – Can I get a business credit card as a freelancer or sole proprietor? 0:18 – Can I get a business credit card if I'm not incorporated? 0:57 – Do I need an EIN, or can I apply with my SSN? 01:26 – Am I personally responsible for my business credit card debt? 01:45 – Will my business credit card affect my personal credit score? 02:16 – Close: Smart tools to track expenses In this video, a freelance content creator shares what she's learned firsthand about accessing business credit as a self-employed business owner. It covers: • Whether you need an LLC or incorporation to qualify for a business card. • How to apply using your legal name and S...