Mary and Harry are 57 and 62, approaching retirement, and spending more than they earn every month. They have seven adult children and keep stepping in every time one of them needs help. Mary manages the finances alone and feels overwhelmed. A year ago Harry revealed $43,000 in hidden credit card debt. She had feared he was about to confess to an affair. Instead, she learned every decision she had been making was based on an incomplete picture. Fixed costs at 139%. $3,000 in savings. Retirement approaching. Small cuts will not fix this. They are running out of time and runway. Can they make the changes they need before retirement makes the decision for them? ▶️ Watch the full episode on YouTube. Link in bio. This episode is brought to you by: Superhuman Mail | Sign up at superhuman.com/podcast Fabric by Gerber Life | Apply today at meetfabric.com/RAMIT Grow Therapy | Find a therapist today at growtherapy.com/ramit NetSuite | Try NetSuite Next for free at netsuite.ai/ramit Facet | Get $...