Own this building for ₹500. Okay, not the entire building. But you can own a small slice of commercial real estate through a REIT. REITs own office parks and malls, collect rent from large tenants and distribute at least 90% of their distributable cash flow to investors. You can earn through payouts and potential price appreciation without taking a property loan or managing tenants. A new REIT-oriented mutual fund opened on 5 August 2026. It offers diversification, but has no long-term track record. The index’s past annualised returns of around 17% aren’t guaranteed. Direct REIT payouts may have different tax treatments. The mutual fund may simplify or defer taxation, but isn’t automatically taxed like an equity fund. Risks include vacancies, interest rates, volatility and tracking error. #personalfinance #finance #money #reits #mutualfunds