Loans ranked from best to worst. 👀 Here are the 2 ranks we didn’t cover in the video: ➡️ Vehicle Loan Interest rates are usually around 9–11%, which is relatively reasonable. But you’re paying EMIs on an asset that starts depreciating the moment you buy it. ➡️ Consumer Durable Loan A “no-cost EMI” can be useful if it is genuinely interest-free and you stay within the offer period. Otherwise, effective costs can reach 11–16%, especially after processing fees, handling charges and lost cashback benefits. Not all loans are created equal. The interest rate matters, but what you’re using the loan for matters even more. Save this before taking your next loan. #personalfinance #money #finance #loans #ranking