Iris Brilliant is a money coach who works with a niche clientele: “high-net-worth” individuals — usually those with “access to $50 million and more in liquid resources” — who feel conflicted about the money at their disposal. More specifically, she helps these people determine how to give that money away. She would know how these clients feel: Brilliant was raised in a wealthy enclave of San Francisco during the ’90s and inherited money in her early 20s from her great-uncle. She thought about keeping her surprise windfall a secret, but instead she got involved in philanthropy — and eventually made talking about money her career. In the latest edition of #MyTwoCents, Brilliant spoke with columnist Charlotte Cowles about the conflicts her ultrawealthy clients struggle with most, why even rich kids should have jobs, and how she coaches people to give away the money they don’t need. Read the full interview at the link in bio.