FNB spent 9 years fighting to keep one name out of South Africa. In July 2026 it lost. First Abu Dhabi Bank holds R6.6 trillion. Every South African bank combined holds R8.5 trillion. One bank, three quarters of the whole sector, now clear to move in. What happens to your bank charges when they finally have to compete? #GlobalArbitrage #SouthAfrica #Banking #FAB #BankCharges