Debt can feel overwhelming, especially when credit cards, auto loans, medical bills, and other payments start stacking up. Some homeowners consider a cash-out refinance as a way to consolidate higher-interest debt — but it’s important to understand the trade-off. A refinance does not erase debt. It changes where the debt lives, and it may affect your mortgage payment, loan term, closing costs, and total cost over time. Before making a move, run the numbers, compare your options, and talk with a Home Loan Expert. Learn more at RocketMortgage.com/learn. #HomeEquity #Refinance #DebtConsolidation #MortgageTips #RocketMortgage Disclaimer: Refinancing may increase finance charges over the life of the loan.