🏡 How much money do you actually need to buy a home in 2026? A lot of first-time home buyers assume they need 20% down — and that misconception can keep people renting much longer than necessary. Depending on the loan program and your qualifications, low down payment options may be available. For example, with 3.5% down + estimated closing costs, the upfront cash needed could be much less than you expected. 💰 SAVE this breakdown so you have a realistic home-buying goal. 📲 SHARE it with someone who keeps saying, “I don’t have enough saved to buy yet.” Thinking about buying a home in Long Beach, Los Angeles, Orange County, Riverside, San Bernardino or anywhere in Southern California? 🚨 CALL OR TEXT RAY DIRECTLY AT 562-600-9793 and we can help you figure out what price range you may qualify for, estimated cash needed, and what first-time home buyer programs could be available to you. 👇 COMMENT “BUY” if homeownership is one of your goals for 2026. Ray Miramontes | The Mira Grou...