This is the loan most self-employed people have never heard of, and it changes everything. 🚨 DSCR stands for debt service coverage ratio. Instead of your income, the lender looks at the property's rental income. If the rent covers the mortgage payment, the deal works. No W-2s, no tax returns, no explaining your write-offs. What you bring to the table is the down payment and your credit score. Generally around 20% down for 2 to 4 unit properties, and around 30% down once you cross into 5+ units on the commercial side. 📊 This is how business owners, 1099 earners, and investors who write everything off keep building their portfolios while traditional banks tell them no. 👇 Comment "DSCR" or text me and I'll connect you with a lender who closes these every day. 📲 562-600-9793 📧 Ray@Mira-RealEstate.com 📸 @raymiramontes_realestate Ray Miramontes, Circle Real Estate #DSCR #RealEstateInvesting #SelfEmployed #InvestmentProperty #MultifamilyInvesting #LongBeach #LosAngelesRealEstate ...