Welcome to “shoppies” season, the perfect storm of back-to-school and new-me energy combined with Labor Day sales (that just … keep going) and relentless ads that stalk you on every corner of the internet. The onslaught is designed to break even the most disciplined spender — and changing your consumption habits isn’t as easy as many of us would like to believe. So how can you scratch the itch without spending money you don’t have on items you probably don’t need? For the latest edition of #MyTwoCents, columnist Charlotte Cowles asked personal stylists and reformed overspenders to share advice for keeping shopping urges in check. Read what they had to say at the link in bio.