Is the era of free UPI coming to an end? 💳🚨 Starting October 15, UPI payments over ₹2,000 to businesses will attract a 0.4% MDR (Merchant Discount Rate), capped at ₹300. While customers won’t be charged directly, merchants bear the cost—meaning cash might just make a comeback to avoid the fee. Follow @onevisionmedia.in for more quick and insightful explainers! 💡 #UPI #DigitalIndia #IndianEconomy #BusinessNews #DigitalPayments UPI, MDR, merchant discount rate, digital payments, NPCI, fintech, Indian economy, UPI charges, business transactions,