NYU Stern professor and podcast host Scott Galloway is sounding an alarm about the future of Social Security, and his warning is landing hard with younger Americans. In his No Mercy / No Malice newsletter, Galloway wrote that "if/when Social Security becomes insolvent, America's grandparents will likely put their retirement on their grandkids' credit cards." He was not suggesting seniors would literally charge groceries to their grandchildren's accounts, but rather that the financial burden of an underfunded program could ultimately fall on the next generation. The math behind his warning comes straight from the Social Security Administration's own 2026 Trustees Report, which projects the retirement trust fund known as OASI will be depleted in late 2032, at which point continuing payroll tax income would only cover about 78 percent of scheduled benefits. The combined retirement and disability trust funds are projected to run out in 2034, when only about 83 percent of benefits would be ...