IRDAI new rules just shook India’s entire insurance industry. 🤯 IRDAI is proposing tighter commission caps, lower expense limits for insurers, and stronger rules around mis-selling and insurance bundling. Why does this matter to you? Because these changes could affect how insurance is sold, how much distributors earn, and potentially how much you pay. We broke down the entire thing in simple terms 👇 These are proposals, not final rules yet. #insurance #irdai #personalfinance #money #marketcrash