Grace period = free time. Right? 🎓� Not exactly. It's actually the best window you have to get ahead of repayment before it starts. ✅ Use it to review your loan terms, explore your options, and build a budget — so your first bill isn't a surprise. Member FDIC.� #NelnetBank #MythVsFact #StudentLoans #LoanRepayment #FinancialWellness #RecentGrads #FinancialLiteracy #HigherEd Disclaimer: Nelnet Bank does not provide legal, investment, tax, or financial advice. This content is for informational purposes only and is not meant to address the circumstances of any particular individual. Nothing contained in this post constitutes a recommendation or endorsement by Nelnet Bank. For specific advice about your unique circumstances, consult with a qualified professional.