Be disrespectful with your offer. I said what I said. 😂
New construction had 8.5 months of supply nationwide in August. Nearly 1 in 5 new-build listings advertised an incentive. And slide 3 shows why you have to know your local market—new homes make up a much bigger share of listings in some metros than others.
So ask the builder for more. Price cut. Closing costs. Rate buydown. Get it in writing and make sure the full payment works, especially if that low rate is temporary.
Looking at a new build? DM me “BUILDER” with the listing and the builder’s financing offer. I’ll give you a second opinion, help you compare the numbers, and work with you to finance the deal.
What city are you shopping in? 👇
Sources: U.S. Census Bureau/HUD, August 2026;
Realtor.com Research, August 2026 and January–June 2026.
#mgthemortgageguy