Yes, you'd have less super. $6,900 a year redirected is roughly $30,500 you won't have in the fund at 67.
But super grows on what you put in. Property grows on the whole value.
That same money as a deposit isn't compounding on $6,900, it's compounding on $650,000.
The question isn't how much super you'd have.
It's what that money could have bought 27 years earlier…
And whether you arrive at 67 owning a home outright or still paying for one.
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