🏡 Mortgage rates are high—but some home builders are offering incentives that could completely change the numbers. If you’re shopping for a new construction home, you may find builder incentives like: 📉 Advertised mortgage rates as low as 4.99% 💰 Closing-cost assistance 🔨 Included home upgrades 🏠 Fixed-rate financing offers in some communities Why? Builders have inventory they need to sell, and instead of only reducing the price, they may use incentives to make the monthly payment more attractive. The important part is comparing the builder’s offer, loan terms, purchase price and total monthly payment—not just the advertised rate. Thinking about buying a new construction home in Southern California? 📲 Call or text Ray Miramontes at 562-600-9793 and we can help you find available new-build communities and compare the incentives. Ray Miramontes | The Mira Group Circle Real Estate | DRE #01931740 #NewConstruction #NewHomes #BuilderIncentives #MortgageRates #HomeBuying #FirstTim...