Rates just crossed 7.5%, and that changes your monthly payment fast. On an $800K home with $40K down, the gap between roughly 6.9% and 7.5% adds hundreds to your payment every month. Buying? Know your payment before you shop. Selling? Price it right, because overpriced homes sit longer when rates are high. Not sure what your best move is? Text me and we will figure it out together: 562-600-9793 Ray Miramontes | The Mira Group | Circle Real Estate | DRE #01931740 | 562-600-9793 #MortgageRates #HomeBuying #SouthernCaliforniaRealEstate