American businesses are finally starting to get money back from President Donald Trump's failed tariff policies, but who actually receives the final refund is a tricky question. To simplify the issue, it all depends on how they bought the product. FedEx, UPS and DHL have started passing billions of dollars in tariff refunds on to their customers after receiving reimbursements from the federal government, offering a rare chance for Americans who were directly charged the duties to get some of their money back. UPS has said its first round of claims totaled $500 million, and the company expects customer refunds to arrive one to three months after it receives reimbursement. But millions of other Americans who paid higher prices for imported goods may be left empty-handed. That's because the refunds are made by the government to the so-called 'importer of record' – the company or shipping carrier that actually paid the tariff, rather than the shopper who ultimately absorbed the cost throug...