Every first-time buyer incentive in Ontario Ontario first-time buyer? You may be leaving money on the table. There are federal, provincial, and Toronto programs built for first-time buyers: tax-free savings, RRSP withdrawals, tax credits, land transfer tax refunds, and big rebates on new homes. Most buyers I meet know about one or two. Very few use all the ones they qualify for. Each program has its own definition of 'first-time buyer, so check every rule. The right combination depends on your situation. DM me FIRST and I'll put together a personalized incentive breakdown for you. #firsttimehomebuyer #ontariorealestate #oakvillerealestate #haltonrealestate #homebuyertips #fhsa #firsthome #canadianrealestate #ontariohomes