An emergency fund is an essential first step in setting up your defensive financial strategy. You never know what could happen in your life; losing a job, getting injured, or losing a loved one are all things that can set you back. That’s why it’s so important to have enough money to get you through 3 months of expenses, just in case. #financialeducation #financialadvisor #financialadvice #moneymanagement #financialstrategy